Becoming a Member

A financial experience that puts you first.

The best reason to become a FirstOntario Member is measured in money – your money. You get to keep more of it. Here’s a sneak peek of some of the benefits:

  • No-fee chequing accounts which include
    • No monthly fees
    • No limit on transactions
    • No minimum account balance
  • Access to our full suite of Visa credit cards including no-fee Cashback, Travel Rewards and US Dollar
  • Access to more than 3,700 ATMs across Canada and 30,000 co-op network ATMs around the world
  • Higher returns on your savings accounts and GICs
  • Lower rates on loans and mortgages

Discover a unique Member experience at FirstOntario and you’ll quickly see you’re not just an account number. Here’s how we stand out from the crowd:


Every FirstOntario Member is unique.

Whenever you need to, call us. We’ll listen. We’ll consider your options. We’ll find a solution.


If there is ever an issue, we’ll call you.

That’s not a promotional gimmick. It’s our policy.


We’re available.

We’re up to speed with technology, but computers can’t compete with someone who will listen carefully.


Our approach may sound old fashioned, but our platforms are not.

Our Personal Assisted Tellers (PAT) use live video technology so you can speak to us directly and you can transact anywhere, anytime through online banking and our mobile app.


Two words. Blue Wave.

We encourage our employees to volunteer and play a role in helping our or Members and our neighbours.


At FirstOntario, your voice matters.

It’s not always about the money. Get involved in choosing our Board of Directors and you could be eligible to run for election yourself.

Becoming a FirstOntario Member is easy.

You can complete the process online or visit one of our branches to finalize everything. (Please note you must be 18 years of age or older to open an online account.) If you want do everything at the branch, please connect with us at 1-800-616-8878 and we’ll make an appointment for you. We’re looking forward to hearing from you.

Everyone is welcome to apply.

Become a Member

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