One great card. Several great choices.

You’re already familiar with the benefits of being a Mastercard® card holder. Including worldwide acceptance and outstanding customer support.

Well, we’ve added more, with a selection of Mastercard® options, including cards that build points with every eligible Mastercard® purchase – points you can redeem for cash, premium merchandise, travel or other rewards.

Select the Mastercard® that’s best for you from the list below, then talk to us about it.

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Low-Fee Cards

► Low-Fee Gold CHOICE REWARDS® Mastercard® earns points for free travel, with no restrictions, at less than half the annual fee of the standard Gold card.

► Low-Fee Gold Mastercard® provides the prestige and spending power of a premium card at the lowest annual fee.

► Low-Fee CHOICE REWARDS® Mastercard® adds enrolment in the CHOICE REWARDS Program to all the features of the Low Fee Mastercard® Credit Card.

► Low-Fee Mastercard® gives you all the convenience and security of a Mastercard® Credit Card plus MasterTrip® travel protection and MasterPurchase® replacement and extended warranty for purchases made with the card, all at a great price.

No-Fee Cards

► No-Fee CHOICE REWARDS® Mastercard® offers the convenience and security of Mastercard® Credit Card plus MasterTrip® travel protection insurance and earned points in our CHOICE REWARDS program, all without a fee!

Student Cards

► Student CHOICE REWARDS® Mastercard® delivers the features of our Student Mastercard® plus enrolment in CHOICE REWARDS for free merchandise and travel benefits.

► Student Mastercard® helps build an all-important credit rating for post-secondary students who are over the age of majority, with no annual fee.

Travel Cards

► CHOICE REWARDS® World Elite® Mastercard® helps you get away faster in more comfort and with more peace of mind, thanks to an attached package of travel insurance.

► Gold CHOICE REWARDS® Mastercard® blends the features of the Gold Mastercard® with the CHOICE REWARDS program.

► Gold Mastercard® opens up a world of benefits with legendary Mastercard® coverage and convenience.

These are highlights of the CHOICE REWARDS program.  Points will be awarded on eligible transactions charged to your account as set out in your Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.

µBalance transfers (including deposits to a bank account) must be repaid and otherwise dealt with according to the terms of your Account Agreement and are subject to credit availability. Balance transfers cannot be used for repayment of any account established or maintained by CUETS Financial or its affiliates.

† This promotional AIR will remain in effect for 10 billing cycles from the date the account approved pursuant to this offer is opened (the "Promotional Period") for balance transfers made during the Promotional Period.  This offer is subject to: (i) your account being in good standing during the Promotional Period, and (ii) your financial status not having changed since the date we initially determined that your account was eligible for a promotional AIR.  The promotional AIR will increase at the end of the Promotional Period or if you are late making any minimum payment, and any remaining balances will become subject to the applicable standard AIR.

CUETS Financial is a division of The Toronto-Dominion Bank. All trade-marks are the property of their respective owners. CUETS is a trade-mark of Credit Union Central of Canada, used under license. ®CHOICE REWARDS is a trade-mark of The Toronto-Dominion Bank.


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