Debit Card

Ding Free® convenience coast to coast in Canada.

Sometimes it’s the little things in life that please you. Like enjoying the convenience of debit cards and ATMs to access cash.

And sometimes little things in life annoy you. Like being dinged for surcharges at ATMs not associated with your debt card.

We have an answer to dings of that sort.

With a FirstOntario debit card in your wallet you’ll have no-fee access to more than 3,300 surcharge-free ATMs on the exchange network. Hey, that’s more ATMs than most banks. We’ll even make it easy to locate a Ding Free® ATM, with a free app to download to your iPhone, Android, Windows and Blackberry devices.

When travelling in the U.S., use your FirstOntario debit card on these ATM networks:

The No SUR! network provides Ding Free® access with over 900 surcharge-free locations identified with the No SUR! logo. For a list of No SUR! ATM locations, click here.

The Cirrus Network operated by Mastercard® Worldwide offers the convenience of more than a million ATMs across 93 countries. To find a Cirrus ATM on your travels click here.

The ACCEL® Network lets you make debit card purchases with a cash-back option available at participating retailers. For a full list of participating ACCEL retailers, click here.


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Term Deposit Rates

1 Year2.00%
3 Year3.00%
5 Year3.25%